TERMS OF USE

These Terms of Use apply to all websites maintained, owned and operated by Virgin Voice Publications.

This website is owned and operated by Virgin Voice Publications. By accessing or using this website, you agree to be bound by and comply with these Terms of Use. If you do not agree with these Terms of Use, then do not use this website. Virgin Voice Publications/Maura Curley has the right, in its discretion, to modify or update these Terms of Use at any time without notice. You agree to review this agreement periodically since any use of this Website following any such change will constitute acceptance of the modifications.

USE OF MATERIALS

This website, and the information, content and materials displayed on or used in connection with the website, including all text, articles, editorials, advertising, images, photographs, audio, video, computer code and software (collectively, the “content”), is the property of Virgin Voice Publications/Maura Curley and its affiliates and licensors. You may not use any of the content except as provided in these Terms of Use. Any copying, rearrangement, redistribution, modification, use or publication by you of any content or any part of the website, except for the limited rights of use granted hereunder, is strictly prohibited.

You may use the content online for your non-commercial, personal use only. Copying these materials for anything other than your personal use is a violation of copyright and trademark laws. For example, you may not distribute any content or make copies of it available to anyone else, whether or not for payment or other consideration. You may not create any derivative works from any content or remove any trademark, copyright or other notice from any content. You may not otherwise modify, copy, frame, reproduce, sell, publish, transmit, display or otherwise use any content or any portion of the website without the prior written permission of Virgin Voice Publications/Maura Curley.

Requests to use the content for any purpose other than as permitted in these Terms of Use should be directed to mauracurley@virginvoices.vi.

The trademarks, logos and service marks displayed on this website are owned by Virgin Voice Publications/Maura Curley and other third party providers. For example, Virgin Voice Publications/Maura Curley and virginvoices.com are trademarks owned by Virgin Voice Publications/Maura Curley. No trademarks on this website may be used without the prior written permission of Virgin Voice Publications/Maura Curley.

USER CONDUCT

Virgin Voice Publications/Maura Curley is not responsible for materials submitted or posted to any of its websites, including materials posted on any message board, forum, letter to the editor, or chat room. Virgin Voice Publications/Maura Curley does not and cannot monitor all materials posted or transmitted by users. Virgin Voice Publications/Maura Curley and its designees have the right, but not the obligation, to monitor any areas involving user participation, and to edit, refuse to post or remove any content submitted by any user for any reason whatsoever in their discretion.

You agree that you shall not upload, transmit, distribute or otherwise publish through this website any content that: a) is libelous or defamatory or tends to mislead or reflect unfairly on any person, business or entity; b) is obscene, indecent, pornographic, inflammatory, abusive or threatening or otherwise expresses bigotry or racism; c) violates, plagiarizes or infringes any rights of any entity or person, including copyrights, trademarks, patents, rights of publicity or privacy or any other proprietary rights; d) violates any law; e) constitutes or advocates illegal or violent activity; f) advertises or otherwise solicits funds or is a solicitation for goods or services; or g) contains a virus or other harmful or disruptive component. You agree that you will not in any way interfere with the delivery or display of advertisements appearing on the website.

Any violation of the foregoing may result in restrictions on your access to the website and may be referred to law enforcement authorities. Virgin Voice Publications/Maura Curley reserves the right to disclose information as necessary to satisfy any law, regulation or government request. Virgin Voice Publications/Maura Curley and its affiliates shall have no liability for any action or inaction by them in respect of any conduct relating to materials submitted or posted by users.

LICENSE FOR SUBMITTED CONTENT

You agree that by posting content, sending emails, inputting data, answering questions, uploading data or files or otherwise communicating with Virgin Voice Publications/Maura Curley, you are granting to Virgin Voice Publications/Maura Curley and its affiliates a non-exclusive, perpetual, irrevocable, worldwide, royalty-free, unrestricted right and license to use, publish, display, modify, distribute, reproduce and create derivative works from these materials as Virgin Voice Publications/Maura Curley sees fit in any form, media or technology now known or later developed, and that you shall have no claims against Virgin Voice Publications/Maura Curley for using these materials. You also grant Virgin Voice Publications/Maura Curley and the affiliates the right to use your name and other information you provide in connection with their use of materials you submit to the website. Virgin Voice Publications/Maura Curley is free to use any ideas, concepts or know-how contained in any user-submitted material for any purpose whatsoever, including the development of products and services using such information. You represent and warrant that you have all the necessary rights in and to any material you submit and the material does not infringe or violate the rights of any third party.

LINKS TO THIRD PARTY WEBSITES

This website may contain links to websites that are run and maintained by third parties. Virgin Voice Publications/Maura Curley is not responsible, nor shall it be held liable for, the content, services or products provided on these websites, nor for the practices of any third party. These Terms of Use apply solely to Virgin Voice Publications/Maura Curley’s websites and you should always review the terms and conditions of any website that you access through a link from this or any other Virgin Voice Publications/Maura Curley website.

INDEMNITY

You agree to indemnify and hold harmless Virgin Voice Publications/Maura Curley and its affiliates, and each of their respective employees, officers, directors, owners, licensees, licensors and agents, from any and all claims, liabilities, costs and expenses, including attorneys’ fees and court costs, arising out of or related to any allegation regarding (a) any violation of these Terms of Use by you, (b) your use of this website, including but not limited to the placement or transmission of any content or information on this website, or (c) the use by Virgin Voice Publications/Maura Curley or any of its affiliates of any content or information you provide, as long as our use is not inconsistent with these Terms of Use.

LIMITATION OF LIABILITY

Virgin Voice Publications/Maura Curley WILL NOT BE HELD LIABLE, UNDER ANY CIRCUMSTANCE, FOR YOUR USE OF THIS WEBSITE AND MAKES NO REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, ABOUT THE INFORMATION AND MATERIALS APPEARING ON THIS WEBSITE, WHICH ARE PROVIDED "AS IS." Virgin Voice Publications/Maura Curley MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THIS WEBSITE AT ANY TIME INCLUDING CHANGES TO THESE TERMS OF USE. Virgin Voice Publications/Maura Curley DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND ANY WARRANTY REGARDING THE ACCURACY, RELIABILITY, COMPLETENESS OR TIMELINESS OF THE CONTENT, SERVICES, PRODUCTS, LINKS OR OTHER ITEMS CONAINED HEREIN. Virgin Voice Publications/Maura Curley DOES NOT MAKE ANY REPRESENTATIONS THAT THIS WEBSITE OR ITS CONTENTS WILL BE ERROR FREE OR THAT DEFECTS WILL BE CORRECTED OR THAT THIS WEBSITE SHALL BE FREE OF VIRUSES OR OTHER HARMLESS COMPONENTS. UNDER NO CIRCUMSTANCES, INCLUDING NEGLIGENCE, SHALL Virgin Voice Publications/Maura Curley BE HELD LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES OR EXPENSES WHATSOEVER ARISING OUT OF OR IN CONNECTION WITH THE USE OF THIS WEBSITE OR FOR ANY MATERIALS CONTAINED HEREIN, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. YOU SPECIFICALLY ACKNOWLEDGE THAT Virgin Voice Publications/Maura Curley IS NOT LIABLE FOR ANY CONDUCT OF ANY USER.

This website may contain views, opinions and statements of various third party individuals and organizations. Virgin Voice Publications/Maura Curley neither endorses nor makes any representation or warranty whatsoever regarding the views, opinions or statements provided by any third party or any user of this website. It is your responsibility to evaluate the accuracy, completeness and usefulness of any information, opinion or contents available through the website and to seek appropriate advice of professionals, as appropriate.

JURISDICTION

This agreement shall be governed by the laws of the United State of America and its territories including but not limited to the US Virgin Islands and Puerto Rico, without giving effect to any principles of conflicts of law. You and Virgin Voice Publications/Maura Curley each agree to submit to the exclusive jurisdiction of the courts of the territory of the US Virgin islands and the federal courts located in Boston, Massachusetts. If any provision of this agreement shall be considered unlawful or void or is unenforceable in whole or in part, the remaining provisions shall remain in full force and effect. This Agreement and any operating rules established by Virgin Voice Publications/Maura Curley for any community areas on the website constitute the entire agreement between the parties and supersede all previous written or oral agreements between the parties with respect to the subject matter. No waiver by either party of any breach or default hereunder shall be deemed to be a waiver of any proceeding or subsequent breach or default.

COPYRIGHT CLAIMS

It is our policy to respond to clear notices of alleged copyright infringement. This section describes the information that should be included in these notices. It is provided to make submitting notices of alleged infringement to Virgin Voice Publications as simple as possible and to reduce the amount of notices that we receive that are fraudulent or difficult to understand or verify. The form of notice shown below is consistent with the form suggested by the United States Digital Millennium Copyright Act (the text of which can be found at the U.S. Copyright Office Website, http://www.copyright.gov/).

Regardless of whether we may be liable for such infringement under local country law or United States law, our response to these notices may include removing or disabling access to material claimed to be the subject of copyright infringing activity and/or canceling a subscriber’s account. If we remove or disable access to the material in response to such a notice, we will make a good-faith attempt to contact the owner or administrator of the affected content so that they may make a counter notification. We may also document notices of alleged infringement on which we act. Please note that in addition to being forwarded to the person who provided the allegedly infringing content, a copy of this legal notice may be sent to a third-party for publication and annotation. As such, your letter (with your personal information removed) may be forwarded to Chilling Effects (http://www.chillingeffects.org/) for publication. You can see an example of such a publication at http://www.chillingeffects.org/dmca512/notice.cgi?NoticeID=861 .

Virgin Voice Publications/Maura Curley prohibits the posting of any information or materials that violates or infringes the copyrights of any person or entity. If you believe that your work has been copied and made available on this website in a manner that would constitute copyright infringement, please provide the following information in writing to our designated DMCA Copyright Agent:

1. an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright or other intellectual property interest;

2. a description of the copyrighted work or other intellectual property that you claim has been infringed;

3. a description of where the material that you claim is infringing is located on the website;

4. your address, telephone number, and email address;

5. a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; and,

6. a statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright or intellectual property owner or authorized to act on the copyright or intellectual property owner's behalf.

Virgin Voice Publications/Maura Curley’s Copyright designated DMCA Agent for notice of claims of copyright or other intellectual property infringement can be reached as follows:

By certified return receipt mail only:

Virgin Voice Publications

Copyright Agent

Attn: Legal/DMCA Complaints

252 Calle Cristo Suite 4A

San Juan Puerto Rico 00901

By "cc" email: attorneystoll@comcast.net

Upon receipt of such notification, Virgin Voice Publications/Maura Curley will remove any posted submission found to be infringing the rights of any person or entity in conformance with 17 U.S.C. §512(c)(3). United States law provides strict penalties for submitting false claims of infringement.

INTERNATIONAL USE

Virgin Voice Publications makes no representation that any content on this Website is appropriate or available for use in locations outside the United States.Those who choose to access the Website from locations outside the United States do so at their own risk and are responsible for compliance with local laws.

MISCELLANEOUS

You acknowledge and agree that this Agreement shall be governed by and construed in accordance with the internal laws of the United States of America and any or all statutes from its territories, excluding conflict of laws provisions thereof that would indicate the application of the laws of any other jurisdiction and you hereby submit to exclusive jurisdiction in the federal and state courts of Boston, Massachusetts. You agree to receive service of process through e-mail, certified mail or by other means sanctioned by law, and you expressly waive any claim of improper venue and any claim that such courts are an inconvenient forum. In addition, you hereby consent to the exclusive jurisdiction of and venue in such courts for any action commenced by you against us (or our affiliates). You agree to receive service of process through e-mail, certified mail or by other means sanctioned by law, and you expressly waive any claim of improper venue and any claim that such courts are an inconvenient forum.

Use of the Service is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this Section. You shall not use the Service in any manner contrary to local, state or federal law. Virgin Voice Publications expressly disclaims any and all responsibility or liability for any action by you that is contrary to such law(s) by you and reserves the right to terminate your Service immediately upon notice for your failure to comply with any such local, state or federal law. Our performance of this Agreement is subject to existing laws and legal process, and nothing contained in this Agreement is in derogation of our right to comply with governmental, court and law enforcement requests or requirements relating to your use of the Service or information provided to or gathered by us with respect to such use.

If any part of this Agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the Agreement shall continue in effect.

You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of our sites or these Terms must be filed within one (1) year after such claim or cause of action arose or be forever barred.

ElECTRONIC COMMUNICATION

When you visit this Website or send e-mails to us, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by e-mail or by posting notices on this site. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

This Agreement constitutes the entire agreement between you and us with respect to the Service and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between you and us with respect to the Service. A printed version of this Agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this Agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.

If any provision of this Agreement is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall be enforced. You agree that this Agreement may be assigned by us, in our sole discretion, to a third party. Section headings are for reference purposes only and in no way define, limit, construe or describe the scope or extent of such section. Our failure to act with respect to a breach by you or others does not waive our right to act with respect to subsequent or similar breaches. This Agreement sets forth the entire understanding and agreement between us with respect to the subject matter hereof. The provisions of this Agreement will survive termination or expiration to the extent necessary to carry out the intentions of the parties.

PRIVACY POLICY

virginvoices.com and Virgin Voice Publications is committed to protecting your privacy online. Please take a moment to read our policy explaining our use of the personal information that you provide and the choices you can make about the collection and use of your information by virginvoices.com and Virgin Voice Publications.

If you have any questions concerning this policy or the content and material on our website, or if you would like to update your personal information, you may contact us at:

Virgin Voice Publications

mauracurley@virginvoices.vi

SECURITY OF YOUR PERSONAL INFORMATION

We take the protection of your personal information seriously. Our databases are stored in a secure location and your information is guarded by firewalls and other technology. Although we take appropriate precautions to ensure the security of your information, we cannot assure you that the personal information that we collect will never be disclosed in a manner that is inconsistent with this Privacy Notice.

We may use a third-party advertising company to serve ads. This company may use information (not including your name, address, email address or telephone number) about your visit to our website in order to provide advertisements about goods and services that may be of interest to you. In the course of serving advertisements to this site, our third-party advertiser may place or recognize a unique cookie on your browser. If you would like more information about this practice and to know your choices about not having this information used by this company, please contact us.

This site may contain links to other websites. The privacy policies of these websites may be different than those listed here, and we do not have any control over, and are not responsible for, the information or use of this information that these websites collect. Please read the privacy notices of any third party websites for policy information.

From time to time, virginvoices.com and Virgin Voice Publications may offer promotions, contests, or sweepstakes that are sponsored or co-sponsored by other companies. These companies may have access to the personal information you provide in order to participate in these promotions, sweepstakes, or contests. We do not have any control over, and are not responsible for, our sponsors' or co-sponsors' use of this information.

In the event of sale, merger, public offering, or other change in control of Virgin Voice and/or virginvoices.com and Virgin Voice Publications, your information may be shared with the person or business that assumes ownership or control of this website.

PROVIDING PERSONAL INFORMATION

We provide many interactive features which allow you to vote in polls, provide commentary on our features, participate in online forums, and subscribe to our magazine online. While you may use many of the features of the website without providing any personal information, we may at times ask that you provide us with certain information so that we may perform the service you request.

This information may include, but is not limited to, your name, e-mail or home address, telephone number, fax number, credit card information, birth date, gender, and information about your interests in and use of various products, programs, and services.

We will never collect personal information from you without your knowledge or consent, and you may always choose not to provide the information we request. Please note, however, that if you do not provide us with this information, you may be unable to access some of the features of the website.

From time to time, we may use the personal information you provide us to send you information regarding Virgin Voice magazine and/or virginvoices.com and Virgin Voice Publications features and subscriptions. We may use the information to contact you about your account or to notify you in the event that you win one of our contests or sweepstakes. We may also offer you other products, programs, or services that we believe may be of interest to you. You will always have the choice to opt out of receiving these offers, updates, and information. If you provide us with credit card information in order to make a purchase from our website, we will share that information with the credit card company in order to complete your purchase. We may disclose personal information at the request of a law enforcement agency or when compelled by a court order or subpoena to do so.

If you submit written content, for example, a comment on a posting or a letter to the editor, to virginvoices.com and Virgin Voice Publications, we may publish information about you that you provide, such as your name, screen name, and hometown along with your content.

NON PERSONALLY IDENTIFIABLE INFORMATION

We may collect non-personally identifiable information, for example, the type of operating system you use to access our website, the domain name of your internet service provider, and the type of browser you are using. We use this information to improve many of the features of virginvoices.com and Virgin Voice Publications; we may also use this information in the aggregate to analyze site usage and to provide data to our advertisers.

COOKIES

We may use cookies, as well as other tracking programs, for various features on virginvoices.com and Virgin Voice Publications. A "Cookie" is a small data file that is able to store certain information when you visit a website. We may use cookies to perform such services as saving your password in password-protected areas and remembering your video plug-in preferences so that you do not have to reset them each time you visit our site. We may also use cookies to track how often visitors are visiting virginvoices.com and Virgin Voice Publications, which pages are visited most often, and user preferences. Cookies will not allow us access to personal information which you have not already provided to us. If you wish to disable cookies, you may do so by turning them off in your web browser.

MINORS

If you are below the age of 13, we ask that you not submit any personal information to this website. In compliance with the Children's Online Privacy Protection Act ("COPPA"), we will not accept any registrations or any other personal information from those under the age of 13. More information on COPPA is available here.

POLICY CHANGES

From time to time, we may make changes to the guidelines and content of our policy. These changes will always be posted at this location on our website. In order to keep yourself fully informed of our privacy policy information, we encourage you to periodically review this policy.

CONTACT US

If you have any questions or concerns regarding the Website, please contact us:

Virgin Voice Publications

252 Calle Cristo Suite 4 A

340-998-5715. email: mauracurley@virginvoices.vi

Copyright 2009 Virgin Voice Publications Publications.